Personal Approach for the Local Data Health

The health improvement programs that were conducted to improve the local public health would need some supports. it needs some support to make sure that it could be done perfectly and successfully.


It needs some local public health information. It would need some data of the local health, from any sex and any age. Without the date, the health improvement programs wouldn’t go anywhere at all.


Somehow, it might need to make some certain personal approach to the local community..For some privacy reasons, some of them might refuse to give some data that were needed to determine the perfect programs.

Synchronization with the Local People for Better Health Improvement Efforts

The efforts to make the world healthier are some kinds of efforts that the world should do together. As we all know, without the support from many people, this kind of efforts would be useless.

As we all know, all things need some information supports to make the mission accomplished.In this local public health improvement effort, the information of the local condition is something real urgent.

Somehow, the local community might have some sorts or local wisdom that could be synchronized with the health improvement programs that were initiated by the government.

Certainly, it would be better if the outside, such as the government involved the local people with the local wisdom in their programs. The government’s duty is to manage the local wisdom into something better.

The local information of the public health level would also be a great help for the government health improvement programs.

Handicap on Gathering the Local Public health Data

Health is something real important. That is why; we need to maintain it well, or if it was possible, we should be able to improve it. For some reasons, some of us want to improve the lever of the local health.


Surely, to be able to improve it, we should make sure that we could get many kinds of information about the local public health. But somehow, that efforts might not as smooth as it was planned.



There are some handicaps on the field. Gathering the local public health data wasn’t as easy as it was planned. In facts, for some privacy reasons, the local community prefers the keep the information.

Gathering the Necessary Data

Improving the health love of the local community is something that should be done. To be able to do that, the program should have some supporting data. The data must be complete.

More importantly, the data that contains of local public health data should be valid. This is necessary so the programs could be done perfectly. Without the valid data, it would be a bit difficult to determine the perfect programs.

There are many kinds of local public health data that should be gathered to support the program. The data of the age, sickness, pattern of sexual behavior and many other supporting data are important.

The Important of the Availability of the Local Health Data

For some reasons, there are many kinds of things that should be done to deliver the perfect health improvement program. There are many factors that determine the success of the program.

First of all; we should collect all data that we needed to determine the perfect program. The most important data that we should gather is the local public health data. Without it, we couldn’t determine the perfect data.

It would be extremely important to have the perfect data. Without the perfect data, the programs wouldn’t have the perfect direction. That is why, the valid data is important in this program.

California HIPAA Dance (Redux)

Another change for HIPAA in California.

Blue Shield of California, in response to Anthem's proposed premium payment arrangement (which is apparently not going to be fully implemented), has taken the following action with regard to HIPAA plan enrollments in California.

Effective 3/2/10, PPO enrollments from HIPAA plans will no longer offer any date of the month not before application receipt date. Now, 1st or 15th of the month following approval of the application.

From Wall Street Journal "The Wellpoint Mugging"

A very interesting article from the Wall Street Journal.

The Wellpoint Mugging

Some parts of the article are quite telling.

He ought to subpoena California's political class because Wellpoint's rate hikes are the direct result of the Golden State's insurance regulations—the kind that Democrats want to impose on all 50 states. Under federal Cobra rules, the unemployed are allowed to keep their job-related health benefits for 18 to 36 months. California then goes further and bars Anthem from dropping these customers even after they have exhausted Cobra. California also caps what Anthem can charge these post-Cobra customers.

This next one hits home for me as one of the leading Anthem HIPAA producers in California. While I know that Anthem is taking losses on the guaranteed-issue side, I also am confident that my book of Anthem HIPAA business (which apparently is #2 in the state of CA right behind e-healthinsurance)is not creating losses. Yes, the whole pool is losing money and Anthem has been covering almost 80% of it for several years (same with MRMIP). However, I always strive to do proper case development before I pick the appropriate HIPAA plan for a client and find I have a fairly even spread between my three California major medical carriers. And no, Anthem has not invited me to lunch for my high HIPAA production LOL!

This explains why Anthem lost $58 million in California on its post-Cobra customers in 2009. If WellPoint didn't raise premiums amid these losses, it would soon be under assault from its shareholders, if not out of business.

The company presented its findings to California insurance commissioner Steve Poizner last November, who had a month to review the proposed increases and never objected. But recently amid the White House campaign, Mr. Poizner has joined the chorus claiming to be "skeptical" of the increases and demanding that Anthem postpone them while he conducts a review. Anthem has done so.

More HIPAA Dancing

I have learned that Anthem Blue Cross California has again changed its position with regard to HIPAA enrollments.

Apparently they have backed off of the "no premium" with application design (which virtually guaranteed a 60-day minimum gap in coverage) and will allow premium submission with the application in the near future.

The current no premium program was only in effect on the HMO HIPAA plans, not the PPO HIPAA plans. Anthem had indicated a desire to have a unified HIPAA application with no premium pre-payment possible. Apparently this has been scrapped and HIPAA applicants will soon be able to pre-pay premiums for both HMO and PPO HIPAA plans with Anthem Blue Cross CA.